Author(s): Dr. Anju Bala, Dr. Pooja Goel, Mr. Rajnish Kumar Mishra Rohit
The banking sector plays an efficient role in economic development of a country. Banks are considered as back bone of any economy for financial growth and stability. Private sector banks in India play an important role along with public sector for overall financial sector reforms. The introduction of multinational private sector banks in India increased the competition in Indian Banking Industry. The objective of this study is to evaluate and analysis the performance of private banks before Covid Pandemic. Required secondary data has been collected from annual reports of the respective banks and Reserve Bank of India website. Current study covered a period of 10 years from financial year 2010- 2011 to financial year 2019-2020. Current study is based on the performance of five selected private sector banks, namely-HDFC, ICICI, Axis bank, KOTAK Mahindra bank, and IDFC bank. CAMEL method is used for measuring the financial performance of these banks. To evaluate the performance of private sectors banks, five critical elements are used i.e., Capital adequacy ratio, asset quality, management, earning and liquidity.