Academy of Entrepreneurship Journal (Print ISSN: 1087-9595; Online ISSN: 1528-2686)


Factors Affecting the Interest in Using E-Wallet among Indonesian Millenials

Author(s): Nawang Kalbuana, Pribadi Asih, Indah Ayu Johanda Putri, Catra Indra Cahyadi, Nunuk Praptiningsih, Kadarusman, Sahala Purba, Lina Ayu Safitri, Yohana, Dwi Jayanti, Rusdiyanto

Objective: In the era of the Covid-19 pandemic coupled with the industrial revolution 4.0, it requires us to be able to adapt by making payments through E-Wallet. Accounting Information System is expected to be able to provide compensation, especially in the creation of proof of transaction and preparation of financial statements in E-Wallet. The research aims to analysis the factors that affect the interest of the younger generation/millennials to use E-Wallet.

Design/methodology/approach: This research will use qualitative methodology by collecting primary data from 50 respondents, especially Millennials in Indonesia. The study uses qualitative analysis with classical assumption tests, validity tests, correlation coefficients, multiple linear regressions and is processed using SPSS applications.

Findings: The results showed perceived usefulness has no impact on e-wallet interests whereas perceived easy usage variables and experience have an effect on e-wallet interests.

Implications: The study's results are expected to be able to provide more accurate input so that it can provide an overview and information to Financial Technology (Fintech) investors to continue to develop E-Wallet in accordance with the wishes of its users.

Originality: The sample used in the study was millennials, as this generation is considered more of a potential buyer and they are interested in using e-wallets.

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