Author(s): Shireen Mahmoud Alali, Mahmoud Ali Alrousan, Ali A ALzoubi
The study discusses the extent of the contribution of banking credit facilities granted by banks operating in Jordan to income, using the (EViews) program, the study includes (15) banks operating in Jordan, where the study found that banking credit facilities granted by operating banks in Jordan, it contributes to income for the time period (2010-2018), by testing two main hypotheses, which indicate that there is a statistically significant effect of the bank credit facilities granted by banks operating in Jordan on net income and net operating income. The study recommended that commercial banks operating in Jordan expand the granting of bank credit facilities and not focus on a specific type because of their impact on net operating income and income, and commercial banks operating in Jordan must mitigate on customers in terms of terms and requirements for granting credit facilities for the arrival of the largest possible segment of clients to cover their needs, this is from the premise that the interest of both parties (the bank and the customer) must be realized to achieve their goals.