Author(s): Ahmad A. Al-Naimi, Esra a Al-Trad, Razan A. Yousef
The purpose of our paper is to provide an overview of Fintech trends with a special focus on Jordan. It provides an explanation for the evolution of Fintech and how Fintech relates to banks through discussing the role of E-banking that considered the most modern approach of using banking services through electronic channels, so we give attention to this sector and how it is affected by Financial technology. Also, we briefly discuss E-banking services and the literature about Peer-to-peer lending and cryptocurrencies that considered an incredibly transparent alternative to the traditional fiat currencies which we are used to, and it is an alternative that will improve the society, in addition we preview the point of view for various countries toward the financial technology and cryptocurrencies. Our study focuses on Jordan where its financial sector considers a stable sector with a considerable effect and share in the Jordanian economy, Fintech in Jordan is a main factor that will strengthen and develop the financial industry in the country, where the Jordanian government plays a great role in supporting the financial sector especially ‘Financial technology’.