Academy of Accounting and Financial Studies Journal (Print ISSN: 1096-3685; Online ISSN: 1528-2635)


Financial Inclusion in India: A Giant Structure on Weak Foundation

Author(s): Saikat Banerjee, Soumi Ghosh

Recent developments in the financial inclusion policy of government of India confirm the importance of financial inclusion as a necessary criterion for inclusive growth. The aim of the paper is to analyze the supply side and demand side issues related to financial inclusion in India and find the gaps of the institutional mechanism in supply side and issues in demand side with the help of various theoretical and practical studies carried out in past literature. The paper also examines the comprehensiveness of existing indicators of financial inclusion in India.

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