Author(s): Duenas Pena, Alex, Palacios Rozo, Jairo Jamith, Simanca H, Fredys A, Barbosa Guerrero, Lugo Manuel, Amaya Cocunubo, Ivan Fernando
Microenterprises in Colombia, an important source of employment generation, are constantly seeking financing for their productivity, working with different types of credit to guarantee their sustainability in the market. This research seeks the relationship between financing and the competitiveness of microenterprises, taking as elements the perception of micro entrepreneurs regarding production, inventories or raw materials that guarantee their sustainability. A review of specialized literature, a documentary and correlational study of a population of 300 microenterprises in the city of Bogota-Colombia was carried out based on a sample for finite populations with a margin of error of five (5%), an analysis was carried out with the support of the SPSS statistical package. It was found that 39.3%, 31% and 29.7% of the micro entrepreneurs are in the economic sectors of commerce, production and services, respectively, and 76% are economically dependent on their business unit. They are also people over 41 years of age. The types of financing are diverse, such as suppliers, microcredit, friends and relatives who have been an important support in their productive processes, allowing them to guarantee the generation of their own sources of employment, sometimes even those of other people.