Journal of Legal, Ethical and Regulatory Issues (Print ISSN: 1544-0036; Online ISSN: 1544-0044)

Abstract

The Existence of Alternative Dispute Settlement Institutions Indonesian Banking (LAPSPI) In the Islamic Banking Non Performance Loan

Author(s): Renny Supriyatni, Nurjamil

 This study was conducted to seek the existence of the Indonesian Institute for Alternative Banking Dispute Settlement (LAPSPI) in resolving problematic financing in Islamic banking. The research specification used in this study is analytical descriptive with a normative juridical approach method. The data obtained were analyzed qualitative juridical, based on the suitability between the legislation which must not contradict one each other, regard to the hierarchy of law by realizing legal certainty, and looking for the living law in the community, both written and unwritten. This study concluded that the existence of the Indonesian Institute for Alternative Banking Dispute Settlement (LAPSPI) in resolving problematic financing in Islamic banks was not too significant, there were only 2 (two) cases handled which the more cases submitted were conventional bank problems. Based on the data taken form LAPSPI it were twenty seven cases in 2016 period and forty six cases in 2017 period. Suggestions given, LAPSPI in its existence in resolving problematic financing in Islamic banking in Indonesia, requires more socialization and qualified Islamic Human Resources.

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