Author(s): Gaikar Vilas B, Bhadane Jaywant, Joshi Bharat M., Ephrem Habtemichael Redda, Berhane Aradom Tedla
For agricultural productivity, credit is a necessary input. India's economy is based mostly on agriculture. The Kisan Credit Card (KCC) seeks to offer farmers with timely and appropriate funds in a flexible and cost-effective manner. The inauguration of the Kisan Finance Card Scheme is a watershed moment in Indian agricultural credit history. Kisan Credit Card (KCC), which was first introduced in 1998-99, allows farmers to purchase agriculture supplies such as seeds, fertilizers, and insecticides as well as withdraw cash to meet their production-related needs. The Kisan Loans Card Scheme was designed to make it easier for borrowers to obtain short-term credit from formal financial institutions. Secondary data was collected and evaluated in this research project to examine the growth and variations of the Kisan Credit Card in terms of number and amount sanctioned from 2017 to 2021. The data was analyzed, and a conclusion was reached.